Real diversification made simple, transparent and cost-effective. Keep liquidity where you can access all of it. In real time, anytime.
16 May 2023: SDBN has returned its Norwegian banking license to proceed with services under a German banking license.
This is an important step in the company’s strategic transition to the EURO-zone following the introduction of the EUR-product in 2020. We look forward to in due course serving our deposit clients and partners on a German legal basis.
Website to be updated.
Real diversification made simple, transparent and cost-effective. Keep liquidity where you can access all of it. In real time, anytime.
16 May 2023: SDBN has returned its Norwegian banking license to proceed with services under a German banking license.
This is an important step in the company’s strategic transition to the EURO-zone following the introduction of the EUR-product in 2020. We look forward to in due course serving our deposit clients and partners on a German legal basis.
Website to be updated.
Which type of institution are you?
SDBN helps regulated institutions manage and diversify their liquidity.
Asset manager
Regulatory and Internal mandates typically limit asset managers’ risk exposures with respect to liquid cash allocation alternatives.
SDBN provides a unique diversification alternative. Its single business provides a segregated, dedicated connection with the Central Bank. SDBN remains separate from global clearing and netting systems.
In addition to its attractive risk profile, the SDBN solution is cost-effective and transparent.
SDBN helps asset managers meet redemptions efficiently and, conversely, put cash to work quickly when opportunities arise.
Setting up an account is straightforward and requires no incremental network investment.
We also provide tailored advice on liquidity management.
Clearing house
Our clearing house Clients place overnight collateral and margin reserves at the close of business each day by 18h00 CET, for automatic release the next day at 07:00 CET.
Partnering with SDBN enables clearing houses to minimise settlement risk.
SDBN’s low fixed fee provides visibility, pricing flexibility and competitive advantage.
Setting up an account is straightforward and requires no incremental network investment.
We also provide tailored advice on liquidity management.
Insurance company
Insurers use SDBN for asset management activities in much the same way as any other asset manager, to manage liquid cash exposures.
Insurers also use SDBN as an additional liquidity tool for treasury management.
Setting up an account is straightforward and requires no incremental network investment.
We also provide tailored advice on liquidity management.
Bank
Banks collaborate with SDBN as agent to offer lower credit risk, immediate liquidity on full balances and price visibility to their clients.
Banks benefit by increasing the range of liquidity management tools and solutions they can provide their corporate and asset management clients.
Setting up an account is straightforward and requires no incremental network investment.
We also provide tailored advice on liquidity management.
Why SDBN?
0
correlation
Safety
Real diversification
T+0
clearing
Liquidity
Immediate availability of funds
0
price uncertainty
Visibility
Low, fixed cost
Why SDBN?
0
correlation
Safety
Real diversification
T+0
clearing
Liquidity
Immediate availability of funds
0
price uncertainty
Visibility
Low, fixed cost
Comparative
EUR Liquid Cash Solutions
Comparative EUR Liquid Cash Solutions
SDBN is the best priced, lowest risk, highest liquidity overnight, institutional deposit solution.
Credit Risk |
Liquidity |
Cost |
|---|---|---|
SDBN overnight deposit |
Bank overnight deposit |
AAA European Short Term MMF fund categories (PD-CNAV; LVNAV; VNAV) |
Central Bank grade credit risk. |
Single name credit risk – counterparty risk is unqualifiable. |
Credit risk diversification through a broad portfolio mix, including, Commercial Banks (Deposits and CD’S), Commercial Paper (CP’s and ABCP), MMI, securitisations, reverse repo, repo, derivatives, other s/term MMF shares.
Typical EUR MMFs hold around 40% each in bank deposits and commercial paper. |
T+0 |
T+1 T+2 |
T+1 – T+7 (or more) |
Real time, daily unlimited liquidity on full account balances. |
Daily on limited volume. |
Daily, limited (the WAM/WAL of the fund can be as long as 60 /120 days).
|
Competitive, negotiated, fixed. |
Fees are implicit rather than explicit. |
Ranging from 10 to 50 basis points, industry average 15 basis points. |